The opportunity
Ramp is seeking an experienced Money Laundering Reporting Officer (MLRO) for Billhop AB, our Swedish-regulated Payment Institution. Under Swedish law, this role is legally defined as Centralt funktionsansvarig (CF) — the independent function holder responsible for day-to-day AML…
What you'll do
Serve as Billhop AB's MLRO / Centralt funktionsansvarig, with independent: authority over AML/CTF program design, execution, and effectiveness
Act as primary regulatory contact with Finansinspektionen, managing: supervisory correspondence, periodic reporting, and support licensing efforts
Evaluate and file Suspicious TransactionReports (STRs)
Provide final sign-off on high-risk onboarding, transaction monitoring escalations, and sanctions alerts
Partner closely with Billhop AB's management team including the Specially: appointed executive to ensure seamless alignment between executive oversight and day-to-day AML operations
Own and deliver the annual AML/CTF training program for local board members,: management, and relevant operational teams handling Swedish accounts
What they're looking for
- Manage the entity's internal reporting channels for potential AML/CTF infractions
- Maintain and evolve the AML/CTF risk assessment, policies, and procedures,: including NPAP review for new products
- Prepare and present the MLRO report to the Billhop AB board and leadership
- Partner with Ramp's broader Compliance, Legal, and Engineering teams (US/UK) on cross-border projects
