Payment Product Manager (Clearing & Settlement)Active

The opportunity

Binance is a leading global blockchain ecosystem behind the world’s largest cryptocurrency exchange by trading volume and registered users. We are trusted by 300+ million people in 100+ countries for our industry-leading security, user fund transparency, trading engine speed,…

What you'll do

  • Responsible for the product design and iteration of the company's payment: middle platform, order system, and clearing module in Europe and Latin America, serving as the main person in charge of the company's core payment infrastructure product line.

  • Drive the product development roadmap, and execution for the global fiat: payment platform, focusing on backend capabilities.

  • Lead the design of the full lifecycle management system for orders: order creation, status transition, timeout handling, and reconciliation closed loop.

  • Design the clearing system: T+0/T+1 settlement schemes, multi-currency reconciliation rules, error handling, and fund verification.

  • Recommend integration strategy for global payment channels (PSPs, bank rails,: local payment methods), ensuring scalable and standardized integration frameworks.

  • Build and optimize core system modules, including transaction lifecycle: management, success rate optimization, latency reduction, and failure handling.

What they're looking for

  • –10+ years of product management experience, preferably in payments, fintech,: or platform/infrastructure products.
  • Strong experience in payment systems such as payment orchestration,: transaction platforms, or cashier/back-end payment systems.
  • Deep understanding of payment lifecycle, including routing, retries, success: rate optimization, and failure handling.
  • Familiarity with backend system design and APIs; comfortable working closely: with engineering teams on system architecture.
  • Strong analytical and data-driven mindset, with experience using metrics to guide product decisions.
  • Proven ability to manage complex, cross-functional projects in a global or multi-region environment.
  • Strong ownership, structured thinking, and ability to operate independently in a fast-paced environment.