The opportunity
🚀 We’re on a mission to make money work for everyone.
What you'll do
Working on initiatives to improve our credit underwriting, boost growth and/or manage portfolio risk
Supporting the design and roll-out of new lending strategies by finding: patterns in the data and translating these into insights
Monitoring the performance of our existing strategies, and iterating to improve them
Working alongside people from engineering, marketing, product, risk and: control to design and deliver product changes
Developing, maintaining and monitoring our credit models to assess net: present value of new lending cohorts to drive strategic business decisions
Building and maintaining the database tables and dashboards that provide: insights and promote rapid, data-driven decisions
What they're looking for
- Supporting the design and roll-out of new products and customer journeys
- Assessing how the lending portfolio of particular products will perform over time
- You have experience in unsecured retail lending (e.g. personal loans, credit: cards, overdrafts, buy now pay later etc.)
- You have an understanding of how the unsecured retail lending market works: including the impact of pricing dynamics on portfolio performance
