The opportunity
The Capital team is responsible for managing the end-to-end risk strategy for Stripe's lending product. The team is based in the US and Canada, and is composed of curious, driven, and analytical individuals who are passionate about using their skills to shape the future of Stripe.
What you'll do
Architect and implement credit policies based on Stripe's proprietary data: and selected industry data to target, price, and size capital products.
Utilize your analytical and technical skills to provide credit risk: recommendations, deliver insights, and support strategic business decisions.
Collaborate with cross-functional teams, such as Product, Data Science,: Engineering, and Capital Markets to shape new product development across different geographies and industries.
Incorporate third-party data, including bureau, bank account, financial: statements, and less traditional data, into our credit assessment.
Analyze account activity and monitor portfolio trends to identify: opportunities for Stripe to reduce potential credit losses.
Help scale risk processes by working with partners to design and optimize outsourced workflows.
What they're looking for
- + years of experience in credit analysis and underwriting.
- Bachelor's degree in finance, economics, statistics, or a related field.
- Experience in risk management, financial lending, or core credit risk management function.
- Strong analytical skills and a rigorous, data-driven approach to problem-solving.
- Experience working with both internal and external stakeholders and the: ability to closely. manage expectations and deliverables in a timely manner.
- Ability to thrive in an unstructured and fast-moving organization.
- Strong technical expertise, including SQL, excel, google sheets.
- Self-starter who can work independently.
