The opportunity
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
What you'll do
Perform independent challenges of financial and analytics quantitative models: — including ALM, allowance/loss forecasting, loan transition models (LTM), corporate financial planning models, take-up and engagement models, and related decision-support analytics — through rigorous validation and ongoing monitoring
Lead end-to-end validation engagements on high-complexity, high-criticality models
Identify model weaknesses, limitations, and opportunities for improvement;: articulate findings clearly to technical and non-technical stakeholders
Collaborate with model owners and stakeholders across Finance, Quantitative: Research, and Growth Analytics to remediate validation findings and strengthen model governance
Partner cross-functionally to implement and maintain the company's MRM framework
Partner with Internal Audit, Internal Controls, Accounting, and Compliance to: ensure timely resolution of audit, regulatory, and examiner requests
What they're looking for
- –6 years of professional experience in related technical areas such as model: development, model validation, quantitative finance, or data analytics — with meaningful exposure to financial and/or analytics model validation
- Deep and broad knowledge of corporate finance, treasury, ALM, and/or actuarial/statistical forecasting
- Experience in credit underwriting, credit risk management is a plus
- Proven ability to work with scripting languages (e.g., Python) and: large-scale datasets (e.g., SQL); comfort reviewing models built in Excel, Python, Databricks, or similar environments
