The opportunity
At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff — payroll, health insurance, 401(k)s, and HR — so owners can focus on their craft and their customers.
What you'll do
Serve as a strategic compliance partner to Product, Engineering, and business: stakeholders on financial services regulations across lending, embedded finance, deposit products, payments, and money movement, covering launches, partnerships, product changes, and marketing collateral.
Mature and expand Gusto's Compliance Management Program to cover emerging: financial services and payments offerings, using AI enabled tools to help the program scale as new products launch.
Own regulatory change management in partnership with Government & Regulatory: Affairs, leveraging AI to track and assess new requirements faster and surface emerging risk earlier.
Translate complex regulations into clear, actionable guidance, controls,: procedures, training, and documentation for cross-functional partners.
Oversee product compliance controls and run monitoring, control testing, risk: assessments, and issue management across deposit, lending, payments, marketing, and consumer protection requirements (TILA, TISA, ECOA, FCRA, FDCPA, TCPA, CAN-SPAM, UDAAP, Reg E, NACHA rules, and related federal/state requirements).
Support vendor onboarding, third-party risk assessments, due diligence, and: ongoing oversight for financial services and payments partners.
What they're looking for
- Serve as key liaison with banking and strategic partners, supporting audits,: compliance reporting, examinations, regulatory inquiries, and remediation activities.
- Partner across Product, Engineering, Legal, and Operations to design and: apply AI enabled workflows for compliance monitoring, control testing, documentation, and issue management, balancing automation with appropriate human oversight.
- + years of relevant compliance experience in an in-house legal, compliance,: risk, or regulatory function at a regulated financial institution, fintech, payments company, or financial services business.
- Deep expertise in financial services and payments compliance, including: consumer protection requirements such as TILA, TISA, ECOA, FCRA, FDCPA, Reg E, UDAAP, NACHA rules, TCPA, CAN-SPAM, and related state laws.
