Home Lending Lead Compliance AnalystActive$125K–$144K

Wealthfront
Apply now

The opportunity

Conduct independent pre-funding and post-closing Quality Control (QC) reviews on mortgage loan files (including Agency and Non-Agency) to ensure compliance with investor quality standards and federal/state regulations, actively identifying patterns to improve automated system logic.

What you'll do

  • Conduct independent pre-funding and post-closing Quality Control (QC) reviews: on mortgage loan files (including Agency and Non-Agency) to ensure compliance with investor quality standards and federal/state regulations, actively identifying patterns to improve automated system logic.

  • Own and manage the end-to-end licensing program for state company and branch: licenses and individual Mortgage Loan Originator (MLO) licenses through the NMLS, taking full responsibility for timely renewals, Continuing Education (CE) and Pre-Licensing (PE) tracking, state reporting and acting as the primary compliance contact for licensing inquiries.

  • Partner with the Head of Home Lending Compliance to drive state expansion: efforts, researching state-specific origination guidelines, monitoring local regulatory changes and ensuring operational compliance readiness as we roll the product in new states.

  • Review and approve home lending marketing materials, advertising, and social: media content to ensure strict adherence to federal and state regulations, including TILA (Reg Z) and MAP (Reg N).

  • Partner with the corporate Compliance Operations and Home Lending Operations: teams to investigate and disposition consumer complaints, and assist in administering home lending-specific compliance training.

  • Manage the preparation, quality assurance, and submission of the company's: annual regulatory reporting, and support fair lending monitoring activities related to underwriting, pricing, and geographic distribution.

What they're looking for

  • Support the Head of Home Lending Compliance in preparing for and responding: to, state and federal regulatory examinations and audits, and investor audits.
  • Collaborate with the Head of Home Lending Compliance to draft, maintain, and: modernize standard operating procedures (SOPs) and departmental policies, prioritizing efficiency and reduced manual toil.
  • Act as a subject matter expert and compliance escalation point for the Home: Lending Operations team, providing regular guidance and leading targeted compliance training sessions.
  • Customer-focused, business-centric, and team-oriented mindset; relentlessly: passionate about finding and completing valuable work.