Lead Credit Risk AnalystNew

The opportunity

We are a rapidly growing company that’s revolutionizing the way the restaurant industry does business by pairing technology with an extraordinary commitment to customer success. We help restaurants streamline operations, increase revenue, and deliver amazing guest experiences…

What you'll do

  • Work with the leadership team to develop and refine credit risk strategy for new and existing lending products

  • Identify risk drivers and recommend policy changes that balance risk and growth

  • Partner with Data Science to build, test and monitor credit risk and decision models

  • Perform portfolio analysis to monitor credit performance, emerging trends,: and opportunities to expand or tighten strategy

  • Design and execute A/B tests and champion-challenger experiments for policy, pricing and strategy changes

  • Support risk based pricing and profitability analysis to improve risk-return outcomes

What they're looking for

  • Build AI-enabled workflows and copilots that automate recurring analysis,: summarize merchant performance, and surface risk signals, anchored to deterministic metrics with human oversight on every decision
  • Collaborate with R+D, Product, Engineering, Data Science and Operations to: launch new products, features, and AI-enabled workflows
  • + years in retail/consumer/SMB credit risk or strategy, preferably in fintech or banking
  • Past experience in growing a lending business and hands on experience in credit strategy is required