Machine Learning Engineer II (ROA + LTV ML)Active$133K–$183K

The opportunity

At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.

What you'll do

  • Use Affirm’s proprietary and other third party data to develop machine: learning models that predict the likelihood of default and make an approval or decline decision to achieve business objectives

  • Partner with platform and product engineering teams to build model training,: decisioning, and monitoring systems

  • Research ground breaking solutions and develop prototypes that drive the: future of credit decisioning at Affirm

  • Implement and scale data pipelines, new features, and algorithms that are essential to our production models

  • Collaborate with the engineering, credit, and product teams to define requirements for new products

  • + years of experience as a machine learning engineer or PhD in a relevant field

What they're looking for

  • Proficiency in machine learning with experience in areas such as Generalized: Linear Models, Gradient Boosting, Deep Learning, and Probabilistic Calibration. Domain knowledge in credit risk is a plus
  • Strong engineering skills in Python and data manipulation skills like SQL
  • Experience using large scale distributed systems like Spark or Ray
  • Experience using open source projects and software such as scikit-learn, pandas, NumPy, XGBoost, Kubeflow