The opportunity
🚀 We’re on a mission to make money work for everyone.
What you'll do
Monitoring portfolio performance: Tracking the health of our live savings products against commercial targets, identifying performance trends, and digging into the data to diagnose the drivers behind deposit movements.
Driving volume and margin trade-offs: Analysing pricing elasticity, acquisition, and retention data to model trade-offs and optimise growth vs. profitability.
Contributing to savings strategy: Sizing and modelling the commercial impact of strategic initiatives to help evaluate and recommend future decisions, while collaborating with Finance during planning cycles.
Cross-functional alignment: Partnering with Treasury, Finance, and Product Squads to provide analytical clarity on pricing decisions and balance sheet impacts across Monzo.
Developing pricing analytics: Building, maintaining, and improving our core pricing datasets and Looker dashboards.
Leading competitor & macro analysis: Maintaining a view of the UK macroeconomic landscape, Bank of England rate changes, and competitor movements to recommend agile, market-leading pricing shifts.
What they're looking for
- You have pricing, portfolio management or commercial product management: experience within UK retail banking, fintech, or a highly fast-paced consumer finance environment.
- You are highly analytical and hands-on with data, comfortable using data to: understand customer behaviour and drive commercial decisions.
- You have experience working with Data Analysis or visualisation tools (e.g.,: Looker, SQL, Python, Jupyter) to deliver valuable insights.
- You are comfortable working in complex, ambiguous spaces and can translate: intricate financial data into clear, compelling narratives for stakeholders.
