The opportunity
We are hiring a Senior Associate to join our Product Compliance team to support Chime’s products and services with a focus on payments and credit cards. As a Senior Associate, you will help shape new and existing products by partnering closely with Product, Engineering,…
What you'll do
Demonstrate expertise in consumer laws and regulations related to consumer: financial products, including but not limited to Regulation Z, UDAAP, Regulation E, Regulation DD, the Bank Secrecy Act, and applicable state money transmission requirements.
Partner closely with Product, Engineering, Operations, Legal, and Compliance: teams to integrate compliance requirements into new and existing products and features.
Evaluate product compliance risks and provide practical guidance that: supports business objectives while maintaining regulatory compliance.
Lead or support remediation efforts for products and processes within your: scope, helping drive sustainable corrective actions.
Monitor emerging regulatory developments and assess potential impacts to: Chime products, controls, and member experiences.
Support compliance management system activities, including policy and: procedure maintenance, documentation development, audits, examinations, and issue management.
What they're looking for
- Establish and maintain strong relationships with internal stakeholders,: external partners, and issuing bank compliance teams.
- + years of experience in banking, credit, payments, deposits, fintech, or a: related product compliance function.
- Demonstrated knowledge of key regulations including UDAAP, FTC requirements,: TILA (Reg Z), Regulation E, Regulation DD, FCRA, Bank Secrecy Act requirements, VISA rules, and state money transmission laws.
- Experience researching, interpreting, and applying banking regulations,: industry guidance, and regulatory expectations to product decisions.
