Credit Risk Operations AssociateActive

The opportunity

Stripe was built with simplicity in mind. We strive to deliver frictionless experiences for all of our users, whether they are an Independent Business, Startup, SMB, or Enterprise and our mission is to provide all Stripe Users with the best support experience possible.

What you'll do

  • Work with merchants, from successful venture-backed startups to well: established institutions; evaluating their business models and financial statements

  • Help manage Stripe’s portfolio by developing a deep understanding of risk: across industries, geographies, and operating models

  • Identify differing risks of complex business models and enforce appropriate: loss mitigation actions based on your assessment

  • Utilize analytics to optimize strategies which can be enforced across Stripe’s portfolio

  • Identify risk factors and trends and further report these identifiers to the: wider risk team to ensure consistency in partnership

  • Identify gaps in current systems, policies and strategies, and recommend enhancements and process improvements

What they're looking for

  • A minimum of 2+ years of experience with knowledge of commercial credit: underwriting, financial risk modeling and cash flow forecasting
  • Ability to transform business and financial data into a cohesive narrative: that outlines potential credit risks
  • Strong knowledge of accounting principles and comfort with evaluating: financial statements and business models across a range of industries
  • You excel in analytical thinking and problem solving
  • You have a process-oriented mindset and ability to get things done
  • You enjoy working in an in-office environment with strong cross team collaboration and support
  • You are able to prioritize and enjoy working in a quick-moving environment
  • You are humble and have a proven track record for working well across teams and with external partners