The opportunity
🚀 We’re on a mission to make money work for everyone.
What you'll do
Partnering with our first line of defence teams to support credit strategy: changes - including new product launches and pilots - ensuring that we deliver magical lending products for our customers while meeting our Risk Appetite
Delivering deep insight, feedback and challenge on our credit strategies -: including data-driven analysis and actionable counter-proposals - to support management decision making and shaping better outcomes for our customers
Leading second line assurance work on thematic reviews
Collaborating with our model validation and model development teams to ensure: understanding of the models that underpin our credit strategies
Providing credit expertise and input into relevant strategic projects and: critical Monzo-wide processes, such as stress-testing and forecasting
Supporting us in maintaining our Credit Risk Framework and making sure it is well embedded within the business
What they're looking for
- Taking a balanced and proportionate approach to risk management, making sure: that managing risks becomes part of everyone at Monzo’s day-to-day role
- Have a strong background in credit risk management within consumer or small: business lending - experience in unsecured product, such as credit cards, loans or overdrafts would be particularly beneficial
- Have proven analytical skills, and can use these to interrogate data, build: monitoring and look for early indicators of trends
- Have hands-on experience and/or understanding of how to use credit risk: scorecards and NPV models to develop strategies for making credit decisions
