The opportunity
Toast creates technology to help restaurants and local businesses succeed in a digital world, helping business owners operate, increase sales, engage customers, and keep employees happy.
What you'll do
Build and implement early warning systems to proactively detect signs of: merchant risk and transaction anomalies
Analyze internal data to identify patterns of merchant degradation or irregular transaction behavior
Design and execute custom monitoring strategies based on unique merchant profiles and risk indicators
Take fast, informed actions based on emerging risk signals, consulting with: Leadership and Risk stakeholders as needed
Collaborate with Sales, Account Management, fraud ops teams to contextualize: data findings with real-world merchant relationships
Conduct research to uncover and assess counterparty debt levels or financial stress indicators
What they're looking for
- Develop and maintain data queries and visualizations to monitor large: exposures, fraud risks, or operational anomalies
- Partner with Risk Strategy, Underwriting, and Data teams to continuously refine risk detection logic and tools
- Contribute to the design of transaction anomaly detection systems and: alerting frameworks for proactive intervention
- Ability to perform fraud review independently
