The opportunity
At Gusto, we're on a mission to grow the small business economy. We handle the hard stuff — payroll, health insurance, 401(k)s, and HR — so owners can focus on their craft and their customers.
What you'll do
Own day-to-day management of Gusto's money transmitter (MTL) and related: state financial services licenses, maintaining a current system of record for every license, condition, and deadline.
Manage Gusto's NMLS company record end to end (MU1, MU2, MU3 filings,: amendments, and disclosure updates), and run the annual NMLS and state renewal cycles.
Prepare and file new license applications, expansion filings, and change: notices or amendments, partnering with counsel and managing regulator approvals for changes in control, officers, or business activities.
Own the quarterly NMLS MSB Call Report and state periodic, annual, and: transaction volume reports, coordinating with Finance and Treasury on financial statement, net worth, and investment reporting.
Manage the surety bond portfolio and the regulatory filing calendar, ensuring: on-time filings with documented evidence for examination.
Serve as a key contributor on state and multi-state examinations, managing: request lists, evidence collection, document production, and quality control.
What they're looking for
- Support examination findings and license conditions through to closure,: coordinate high-risk data requests, and manage regulator correspondence, escalating substantive matters.
- Monitor state money transmission developments (MTMA adoption, NMLS/CSBS and: rule changes) and assess their impact on Gusto's licenses and filings.
- Translate licensing requirements into clear procedures, checklists, and: guidance for cross-functional partners.
- Use AI-enabled tools to automate filing prep, deadline tracking, and evidence: assembly with documented human review, and identify gaps to make the program more scalable and examination-ready.
