The opportunity
Ramp is seeking an experienced Money Laundering Reporting Officer (MLRO) for its FINTRAC-registered Money Services Business entity. Under the Proceeds of Crime (Money Laundering) and Terrorist Financing Act and its Regulations, this role is the legally-appointed compliance…
What you'll do
Serve as RBCC's MLRO, with authority over AML/ATF program design, execution, and effectiveness
Act as primary regulatory contact with FINTRAC, managing supervisory: correspondence, reporting, and exam readiness
Make STR (Suspicious Transaction Report) filing determinations and file STRs
Run day-to-day transaction monitoring and sanctions screening triage and investigation for the Canadian book
Own and maintain RBCC's AML/ATF risk assessment, refreshing it as products,: geography, and risk profile evolve (including Quebec's onboarding)
Develop, document, and deliver RBCC's ongoing compliance training program
What they're looking for
- Define and stand up the operational workstreams for Canada, including case: types, SLAs, escalation paths, tooling.
- Negotiate and clarify AML/compliance requirements directly with BMO (our: Canadian banking partner) and other partners as new products and use cases come online
- Partner with Ramp's broader Compliance, Legal, and Regulatory Affairs teams: (US) on cross-border projects and Canada's continued expansion
- Partner with the Global team and the Engineering team to identify areas of: opportunity for automation, and operational efficiency and lead AI-driven initiatives.
