The opportunity
The Product Factory is the central engine room of N26’s core banking platform. Rather than hardcoding software from scratch for every new country or account type, the Product Factory builds the modular "building blocks" (flexible APIs, internal configuration engines, and a centralized product catalog) of the bank.
What you'll do
Build Internal Self-Service Tools: Drive the strategy and execution for self-service product configuration and orchestration tools, enabling internal regional and market teams to launch or modify financial products without needing engineering intervention.
Own Platform Strategy & Roadmap: Define and execute the roadmap for N26's core product infrastructure, including the orchestration of transactional and gateway data flows that power our underlying financial systems.
Manage the Central Product Catalog: Maintain and scale the central system of record for N26's financial features, interest rates, limits, and fee structures, ensuring high system availability and data integrity.
Cross-Functional Collaboration: Partner with other product managers, designers, and core engineers to continuously improve N26's platform architecture, ensuring it aligns with global business goals.
Navigate Compliance & Rollouts: Work closely with cross-functional domains, including Local Market Teams, Legal, Operations, and Compliance to ensure that automated compliance guardrails are baked directly into the Product Factory framework for seamless market rollouts.
Vendor & Third-Party Integration: Oversee technical relationships and integrations with high-engagement third-party core banking providers and external financial vendors.
What they're looking for
- Experience: 4+ years of Product Management experience, ideally gained within: a FinTech, modern banking environment, core banking provider, or a highly complex platform/API-driven ecosystem.
- Technical & Data Acumen: Strong familiarity with backend architectures, relational databases, system integrations, and building/managing internal API products. You speak the language of engineering effortlessly.
- Domain Knowledge: Proven experience working with centralized digital product catalogs, configuration engines, or complex financial orchestration systems.
- Vendor Management: Previous experience managing high-engagement third-party vendors and aligning external roadmaps with internal engineering goals is a major plus.
