The opportunity
🚀 We’re on a mission to make money work for everyone.
What you'll do
Design and refine credit underwriting and limit strategies to optimise risk and growth
Analyse portfolio performance (arrears, utilisation, revenue, losses, vintage: curves) and identify actionable insights
Build and interpret NPV and profitability models to inform strategic decisions
Develop segmentation frameworks to identify revenue and risk pressure points
Lead analytical deep-dives into portfolio trends and emerging risks
Partner with Product and Engineering teams to design and test new features and strategy changes
What they're looking for
- Evaluate the commercial and customer impact of pricing, eligibility, and limit decisions
- Present clear, structured recommendations to senior stakeholders
- Support regulatory and governance requirements, ensuring strategies align with policy and risk appetite
- You have experience in unsecured lending, ideally within credit cards
