Software Engineer, LendingActive

The opportunity

Chime’s Lending org builds the products and platforms that give members access to fair, transparent credit and liquidity when they need it most, from Earned Wage Access through MyPay, to flexible overdraft with SpotMe, to longer-term Instant Loans, and the platforms that power…

What you'll do

  • Independently own and deliver features end-to-end

  • Design, develop, test, refactor and scale backend implementations of new and: existing consumer product features

  • Work with the mobile team to design and build strong, resilient APIs that power the member facing mobile app

  • Collaborate with cross functional teams to understand member pain points and come up with solutions

  • Proactively identify opportunities for improving the reliability and scalability of our systems

  • Work across the engineering team to improve and uphold high technical standards

What they're looking for

  • Grow into owning larger components of the system over time
  • + years building and operating production software at scale
  • Experience with Ruby on Rails (or comparable frameworks) designing and running APIs
  • Strong grasp of relational databases and caching, including safe schema changes/migrations