The opportunity
At Affirm, we exist for the moments that matter—giving people a clear, predictable way to pay over time, with no hidden fees, no surprises, and no tradeoffs on what matters most.
What you'll do
Assess brand, compliance, fraud and financial risk and determine credit: exposure risk on new and existing merchants
Use business credit reports, financial documents, investigative research: tools, and financial market data to conduct risk assessment of Affirm’s merchants
Investigate and use new sources of third party data to assess merchant financial risk
Conduct ongoing monitoring of credit, fraud, and dispute/chargeback trends by merchants
Business Improvement In Execution: Leverage your knowledge to provide guidance towards the automation/improvements of merchant risk evaluation
+ years of experience in assessing merchant risk in a function such as: Merchant/Seller Risk Management, Fraud, Collections, or Merchant Underwriting
What they're looking for
- Experience working with cross functional partners across the organization,: especially Sales and Business Development teams
- Experience reviewing financial documents, business credit reports and payment processor statements
- Ownership mentality: Demonstrate an appropriate sense of accountability, ownership, urgency and execution
- Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
