The opportunity
🚀 We’re on a mission to make money work for everyone.
What you'll do
Credit Strategy: Help answer some of our biggest questions, like who we lend to, how much we lend, and how we can help more customers access credit responsibly. You'll use data, experimentation and commercial thinking to turn those answers into action.
Machine Learning: Help develop and improve the models that power our lending decisions, using machine learning and statistical techniques to create better outcomes for our customers.
Regulatory Modelling: Build and maintain the models which help us understand future credit losses, manage capital and support Monzo’s continued growth.
Credit Risk Assurance: Provide independent review and challenge of lending strategies and models, helping ensure our decisions remain robust, well-governed and customer-focused.
You graduated in 2026 or are graduating in 2027 with, or expecting to: achieve, at least a 2:1 in a STEM, Economics or another highly analytical degree. We welcome applications from graduates of all levels including Masters and PhD.
You enjoy solving complex problems using data
What they're looking for
- You're curious, collaborative and excited to learn new technologies
- You enjoy asking questions, digging into data and finding better ways to solve problems
- You want to build products that genuinely improve customers' financial lives
- You must have the permanent right to work in the UK, as we're unable to offer: visa sponsorship for this role now or in the future
