Senior Credit Underwriter | UKActive£74K–£100K

The opportunity

Ramp is looking for a Senior Underwriter to join our Underwriting team in Europe. You’ll evaluate businesses applying to Ramp, make credit and risk decisions, and help improve how we assess customers across our products.

What you'll do

  • Review applications for Ramp’s corporate card and bill pay products across the EU and US.

  • Analyze financial statements, bank data, bureau information, and other risk: signals to assess business health and repayment ability.

  • Recommend the appropriate outcome, including approval, decline, a lower: limit, or a request for additional information.

  • Communicate clearly with customers when additional information or context is needed.

  • Manage an underwriting queue while meeting quality and SLA expectations.

  • Partner with teams across Risk, Product, Engineering, Sales, and Customer: Support to improve policies, tools, and workflows.

What they're looking for

  • Identify emerging risks and use AI and automation to improve decision quality and efficiency.