The opportunity
🚀 We’re on a mission to make money work for everyone.
What you'll do
Taking ownership of the most complex FinCrime Business Banking tasks,: including Enhanced Due Diligence (EDD) for high-risk businesses, Complex Customer Reviews (e.g., sensitive areas like Sexual Services flags), and multi-jurisdictional money muling investigations.
Writing, reviewing, and submitting high-quality Suspicious Activity Reports: (SARs) to the National Crime Agency (NCA), ensuring they meet the highest legal and evidential standards.
Maintaining a regular schedule on core investigative tasks to sustain your: competency levels, directly support the domain’s Service Level Agreements (SLAs), and remain connected to frontline challenges.
Actively coaching Investigators on complex financial crime typologies, best: practice, and performance improvement to help drive a culture of excellence.
Working closely with our Operations Analysts to share emerging trends and: ensure that operational guidance is continuously updated and effectively embedded across the domain.
You have deep KYB & AML expertise, with significant experience conducting: end-to-end business due diligence (KYB/EDD) and complex investigations within a regulated financial setting.
What they're looking for
- You are a skilled researcher, with a proven ability to leverage open-source: intelligence and analysis to thoroughly corroborate customer profiles and transactional activity.
- You know regulations and typologies, possessing a strong grasp of UK and: international financial crime trends affecting business accounts and the UK SAR regime.
- You thrive in a fast-paced environment, maintaining high flexibility and: adapting positively to shifting priorities, new guidance, and process changes at short notice.
- You are impact-driven, with a genuine desire to protect Monzo and its: customers by making a tangible difference in the detection and prevention of financial crime.
