The opportunity
Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.
What you'll do
Serve as the designated Money Laundering Reporting Officer (SMF17) for the UK: entity, subject to final organisational and regulatory approvals.
Provide second-line oversight of the UK financial crimes compliance program,: including AML, sanctions, suspicious activity governance, and related control frameworks.
Oversee suspicious activity escalation, internal referral, and reporting: governance for the UK entity, including review and escalation of matters requiring MLRO judgment.
Support the design, maintenance, and continuous improvement of the UK AML and: financial crimes framework, ensuring alignment to applicable FCA and UK regulatory expectations.
Lead the development of the firm's Financial Crime Compliance Monitoring: Programme (CMP) ensuring its suitability is aligned to the risk appetite of the firm, the regulatory landscape and the market within which the UK entity operates.
Lead and execute the UK entity's Business wide compliance risk assessment: (BWRA) and control inventory, by identifying financial crimes risks, control gaps, regulatory developments, and governance priorities. including collecting and documenting results, establishing where opportunities exist and work with internal and external partners to deliver.
What they're looking for
- Partner with UK Compliance and global Financial Crimes leaders to maintain a: clear and effective UK control environment across onboarding, transaction monitoring, investigations, screening, and related financial crimes processes.
- Oversee or coordinate UK financial crimes issue management, including: identification of issues, remediation tracking, escalation, and closure governance.
- Lead preparation of the firm's annual MLRO report for senior management and: the Board of Directors, detailing the control effectiveness of anti money laundering systems and controls, including details on Suspicious Activity reports (SAR’s), fraud, training provision, risk exposure and regulatory position.
- Support internal audit, external audit, regulatory examinations, and bank: partner reviews relevant to UK financial crimes compliance, including preparation of materials, coordination of responses, and remediation tracking.
