The opportunity
Brex is the intelligent finance platform that enables companies to spend smarter and move faster in more than 200 markets. By combining global corporate cards and banking with intuitive spend management, bill pay, and travel software, Brex enables founders and finance teams to…
What you'll do
Own and work assigned cash-based underwriting queues, including account: reviews, limit changes, and credit-related requests.
Evaluate customer creditworthiness and repayment capacity using bank: statements, transaction data, cash-flow trends, and other business information.
Analyze cash balances, revenue, burn, runway, utilization, and transaction: activity to identify evolving credit risk.
Make sound, risk-based recommendations within delegated authority, balancing: customer impact with responsible exposure management.
Clearly communicate underwriting decisions, rationale, and information: requirements to internal partners and, when needed, customers.
Partner with Sales, Customer Experience, Credit Policy, Risk, Data, Product,: and Engineering to resolve complex cases and improve the end-to-end credit experience
What they're looking for
- Identify recurring issues and opportunities to improve underwriting quality, efficiency, and consistency.
- Use data, spreadsheets, and AI-enabled tools to streamline routine work and surface actionable insights.
- Partner with cross-functional teams to improve tools and workflows that support cash-based underwriting.
- Passionate about credit and underwriting decisions on commercial exposures for small to large businesses